Nowadays, more and more friends buy cars, some new friends in front of a variety of auto insurance, look a little overwhelmed, although a wide variety of auto insurance, but not all to buy, today I will talk to you about which auto insurance is worth our purchase.

First of all, the traffic insurance. The first year of a new car is about 950 yuan, and the 索償 price is unified nationwide. Although compulsory insurance coverage is mandatory, if your car has been accident-free for three consecutive years, you can buy up to 30% more compulsory insurance.

Secondly, the third party liability insurance in commercial insurance. Third party liability insurance I strongly recommend that you must buy, third party liability insurance is for non-car occupants of the third party, due to the increasing number of people and more and more vehicles on the road, in the process of driving, it is very easy to traffic accidents, if the accident is heavy, you may need to pay high compensation, in the case of third party liability, the pressure will be much less. In this case, I suggest that the insurance premium should be increased by two million, because the cost of one million coverage is around six hundred, and the coverage is only eight million, it is better to spend 200 more to buy a peace of mind.

Third, driving insurance. Driving insurance is a kind of car occupant's insurance, and I strongly recommend that you buy it. Driving insurance regulations change every year, so be sure to read the policy carefully when you buy it and never leave it up to the insurance company. Most of the time, the total value has to be divided by the number of seats, for example, if the coverage is one million and five seats are five, there is little if any holiday in those 200,000 digits, excluding the cost of disability and medical aspects. Therefore, when purchasing auto ride insurance, be sure to read the insurance terms and conditions carefully, especially the medical insurance premium, the recommendation must be no less than 20,000.

Fourth, the vehicle damage insurance. Since last year's auto insurance reform, car damage insurance has also changed a lot. After the reform, car damage covers theft insurance, glass insurance, spontaneous combustion insurance, as well as the inability to find third-party liability insurance and designated repair shops, etc. Many miscellaneous insurance items are included in the car damage insurance.

Because many friends of car damage insurance this issue is more tangled, so I also give you an analysis, if your car is everywhere on the street, the car repair and maintenance costs are also very cheap, their own driving is also a careful, then car damage insurance is also possible. However, the car itself is more expensive or still under warranty, plus your driving environment is not good, it is advisable to buy auto damage insurance, after all, their own money to repair the car more or less a little reluctant.

The above four types of insurance are my recommended purchase, of course, car damage insurance can be based on my recommended several types of insurance, choose whether to buy, but third-party liability insurance and driver's insurance money must not save, in the end, save hundreds of dollars, if there is an accident, all the risks are to be borne by themselves, which is not hundreds of dollars can be set right.

Related article reading:

Which of the different types of insurance is right for me? How do I choose the right insuranc

There are many types of insurance, remember these five to choose a good insurance without taking a detour.

Three minutes to clarify the classification of commonly used insurance.

• 索償
• by Magical
• Oct 05,2021
• Topics
• 436

FEATURED HEALTH TOPICS

GPS For Car: Essential Emergency Preparedness vs. Useless Gadget – What Consumer Data Reveals

The Great Navigation Debate: Safety Net or Shelf Dust? Imagine this: You are driving down a remote stretch of highway in Montana, the sky turns an ominous grey,...

GPS Trailer Tracker for Fleet Managers: Solving Supply Chain Gaps vs. The Real Cost of Automation

Introduction: The Hidden Crisis in Your Yard For a factory supervisor overseeing a sprawling logistics yard, the morning shift often begins with a familiar frus...

Hidden GPS Tracker for Car: The Truth About Preventing Theft in Suburban Areas

The Quiet Rise of Suburban Car Theft: Why Families Are at Risk Over the past year, suburban communities across the United States have experienced a 25% increase...

Hidden Vehicle GPS Tracker: Analyzing Retirement Security for Senior Drivers

The Growing Concern of Senior Driver Wandering Every family with aging parents faces a quiet, mounting anxiety when their loved one continues to drive. Accordin...

Pet GPS Tracker vs Solar GPS Tracker vs Car Tracker: Which One Saves You More Money in 2024? A Cost-Benefit Analysis for Urban P

The Urban Professional s Time Management Dilemma Between back-to-back meetings, deadlines, and personal errands, urban professionals are constantly pulled in mu...

OBD GPS Tracker for Time Management: Can It Really Save 30 Minutes Daily for Urban Professionals?

The Urban Time Trap: A Growing Crisis for Professionals Urban professionals in densely populated cities increasingly report that daily commutes and vehicle down...

Asset Tracker for Urban Commuters: Time Management Tool or Privacy Concern?

The Daily Scramble: Why Millennials Are Turning to Trackers Every weekday morning, millions of urban commuters face a familiar chaos. You rush out the door, cof...

GPS Tracker Manufacturer: How Urban Commuters Use Real-Time Data to Reduce Theft

Urban Commuters and the Rising Threat of Motorcycle Theft Urban commuting has become a daily challenge for millions of city dwellers, with motorcycles offering ...

Urban Commuters' Guide: Which GPS Tracker Offers the Best Anti-Theft Features?

The Hidden Cost of Urban Parking: Why Your Motorcycle Needs a Guardian For the 78% of urban commuters who rely on two-wheelers for daily transit (source: Instit...

Motorcycle GPS Tracker for Urban Commuters: Does Real-Time Tracking Reduce Theft Risk? A Data Analysis

The Urban Commuter s Calculated Risk For millions of urban commuters, a motorcycle is not just a vehicle; it s a lifeline for navigating congested streets. Howe...