There is a question in the form of a joke: "Do you know what is the most painful thing in life?"

A replied, "People leaving without spending all their money."

B answered, "Wrong! It's that the person is loan still there and the money is gone ......"

"The person is still there, the money is gone." There are many ways how to plan your wealth wisely so that it retains its value and increases in value.

Annuity insurance is a kind of savings insurance, as the name suggests, is that I pay premiums to the insurance company in a lump sum or in instalments, and at an agreed age, for example, I am 60 years old, the insurance company starts to pay me annuities according to the agreement of the contract, which can be interpreted as another pension for me.

Annuity insurance can protect the insured person to obtain stable financial income when he/she is old or has lost the ability to work. It is actually a very good choice. But there are many people who reject it. For example, we have heard the story that we paid for annuity insurance twenty years ago, saying that we would receive $1,500 a month after retirement. At that time, we thought we could all rely on the insurance for our old age, but now we see that this amount of money is far from enough. This situation is the result of a specific historical period, the previous annuity insurance is really not worth investing.

With the economic development into a new normal, the future of this high inflation, the phenomenon of money is not money will not reappear. Annuity insurance has now highlighted the advantages of long-term wealth management. High security and stable returns, in the minds of many people beyond the ploan bank deposits and even most of the money funds.

However, annuity insurance under the regulation of the CBI, there is actually no big difference between the annuity insurance of major insurance companies, it depends on which company is strong and which company's value-added services are more affordable and attractive. Annuity insurance nowadays has highlighted the advantages of long-term wealth management. The high security and stable returns surpass bank deposits and even most money funds in the minds of many people.

• by Emily
• Jul 28,2023
• Topics
• 108

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